I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition) by Ramit Sethi book cover for the Book of the Day personal finance book review

Our score

4.5/ 5

Outstanding

Listen to I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition) free with an Audible trial Narrator, runtime & our audio review

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EDITION PUBLISHEDMay 2019

Genres

Non-Fiction Personal Finance Business

Themes

Designing your 'rich life'Automation over willpowerConscious spendingOptimizing the big financial decisions

I Will Teach You to Be RichNo Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)

Name: I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)
Price: 9.99 USD
Availability: InStock
Author: Ramit Sethi

Ramit Sethi

Ramit Sethi's I Will Teach You to Be Rich is a six-week money program with the attitude of a smart, blunt friend who's done the math so you don't have to. It's permission to spend freely on what you love, as long as you automate the boring parts first.

The Review

Our take

Plenty of personal finance writers want you to feel guilty about your morning latte. Ramit Sethi opens by telling you that the latte is fine, that obsessing over five-dollar decisions is a distraction, and that the real money is made in a handful of big choices you can set up once and then mostly forget. That contrarian, slightly irreverent energy runs through the whole of I Will Teach You to Be Rich, and it's what has made the book a fixture since the first edition. This second edition updates the specifics for a changed financial landscape while keeping the voice that earned its following: direct, funny, occasionally cocky, and genuinely useful.

The structure is its secret weapon. Rather than a sprawling reference you'll never finish, Sethi lays out a concrete six-week program with assignments, so the book doubles as a checklist. He walks you through optimizing credit cards, opening no-fee high-interest accounts, crushing debt, and then the centerpiece: automating your money so a paycheck splits itself across bills, savings, and investments without you touching it. The investing chapters favor low-cost index funds and target-date funds over stock-picking theatrics, and his impatience with complexity is bracing in a field that profits from making people feel lost.

What elevates the book above a how-to manual is its philosophy of what Sethi calls your 'rich life.' He insists that money is meant to be spent extravagantly on the things you love and cut mercilessly on the things you don't, and that the point of all this automation is to free you to do exactly that without anxiety. It reframes frugality from a moral test into a tool, and for a lot of readers that single shift is more transformative than any spreadsheet. The conviction is infectious, and it gives the practical chapters a purpose beyond accumulation.

The tone won't land for everyone. Sethi's confidence occasionally tips into self-promotion, and the breezy delivery can feel like a lot if you came looking for a quiet, sober guide. The advice is also firmly U.S.-centric, built around American accounts, credit systems, and tax-advantaged vehicles, so readers elsewhere will get the principles but have to translate the plumbing. And the bigger your existing financial complexity, the more you'll outgrow the beginner framing. None of that undercuts the core promise for its intended reader.

Why you should read

Twenty- and thirty-somethings setting up their finances
Readers who hate guilt-based budgeting
Anyone who wants an actionable six-week plan
Fans of a blunt, funny advice voice

What to expect

A structured six-week program with assignments
Heavy emphasis on automating your money
Low-cost index and target-date fund investing
An irreverent, confident, conversational tone

That reader is someone in their twenties or thirties who knows they should have their money handled and keeps not doing it. For them, this is close to ideal: short enough to actually finish, structured enough to actually act on, and motivating enough that the actions stick. You come away with your accounts set up, your money moving on its own, and a surprisingly clear sense of what you want it all to be for. Few money books deliver that combination of done and meant so well.

Reviewed by Jordan · How our reviews are written

Our verdict

4.5/ 5

Outstanding

Listen to I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition) free with an Audible trial Narrator, runtime & our audio review

Buy on Amazon

As an Amazon Associate we earn from qualifying purchases. Prices may vary.

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Common questions

What is I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition) about?: Plenty of personal finance writers want you to feel guilty about your morning latte. Ramit Sethi opens by telling you that the latte is fine, that obsessing over five-dollar decisions is a distraction, and that the real money is made in a handful of big choices you can set up once and then mostly…
Is I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition) worth reading?: We scored I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition) 4.5 out of 5. Ramit Sethi's I Will Teach You to Be Rich is a six-week money program with the attitude of a smart, blunt friend who's done the math so you don't have to. It's permission to spend freely on what you love, as long as you automate the boring parts first.